Upload your credit report, let our AI draft precise dispute letters with statute citations, then track your progress through all 4 rounds. Start free, upgrade to Premium for $49.99/mo.
Late Payment - ABC Bank
Disputable inaccuracy detected
Collection Account - XYZ Corp
Verification requested
Incorrect Balance - Credit Card
Amount discrepancy found
Four simple steps to take control of your credit and dispute inaccuracies
Upload your credit report from Experian, Equifax, or TransUnion. We support all major formats.
Our AI parses your report, identifies disputable items, and highlights potential inaccuracies.
Review AI-generated dispute letters with statute citations. Edit if needed, then approve and download.
Send letters, track USPS delivery, and monitor responses. Automated reminders for Rounds 2-4.
Powerful features to help you dispute credit report errors and improve your score
AI generates letters with proper legal citations and FCRA references
Dispute with Experian, Equifax, and TransUnion simultaneously
Automated reminders for 30-day response windows and next rounds
Track certified mail delivery and maintain proof of correspondence
Organize supporting documents and build your case systematically
Ready-to-use escalation kit for filing complaints with the CFPB
Start free, upgrade anytime for unlimited access to all premium features
Cancel anytime • No hidden fees
Join thousands of users who have successfully disputed credit report errors and improved their scores.