Choose the plan that fits your needs — from self-service to expert-guided credit repair
No credit card required
Cancel anytime • No long-term commitment
Money-back guarantee • One-time payment
| Feature | Free | Premium | Consultation |
|---|---|---|---|
| Credit Report Uploads | 1 | Unlimited | All 3 Bureaus |
| Dispute Letters | 1 | Unlimited (4 rounds) | Expert Drafted |
| AI Chat Assistant | |||
| Credit Score Predictions | |||
| In-Person Expert Session | |||
| Notarized Affidavit | |||
| 30-Day Follow-Up Support | |||
| Guaranteed Results | |||
| Priority Support |
Real results from real people who transformed their credit scores
After one in-person session, my expert identified 14 disputable items I never would have caught. Within 90 days, 11 were removed. Worth every penny.
Marcus T.
Atlanta, GA
Results in 90 days
The AI chat assistant and unlimited dispute letters made the whole process so much easier. I went from denied for a car loan to approved at 4.9% APR.
Sarah K.
Denver, CO
Results in 4 months
We needed to qualify for a mortgage. The in-person consultation gave us a clear roadmap. Six months later, we closed on our first home.
David & Lisa M.
Chicago, IL
Results in 6 months
Results may vary. Testimonials represent individual experiences and are not guaranteed outcomes.
Yes! The free plan lets you upload 1 credit report and generate 1 dispute letter to see how the platform works. Upgrade to Premium when you're ready for unlimited access.
You can cancel anytime. Your Premium features will remain active until the end of your billing period, then you'll revert to the free plan. All your data and progress will be saved.
The in-person consultation includes a comprehensive credit report deep-dive across all 3 bureaus, personalized dispute strategy, expert letter drafting, notarized affidavit preparation, direct bureau communication guidance, and 30 days of follow-up support. Results are guaranteed or your money back.
No, the consultation is a separate one-time purchase that works independently from the subscription plans. However, many clients find value in combining Premium's self-service tools with expert guidance for the best results.
Absolutely. We use industry-standard encryption and never store your full credit card details. All payments are processed securely through our payment provider.
Start free, go Premium for unlimited access, or get guaranteed results with expert help